Full Coverage vs. Comprehensive Auto Coverage: What Is the Difference?

If you’ve never had auto insurance before, you may be surprised to learn that there are several types of auto insurance to choose from. The professionals at Rising Star Insurance, servicing Saint Paul, MN, can help you decide which type of auto insurance is right for you.

We can tell you about the different types of auto insurance and can answer your questions until you feel ready to make a purchase. We also work with many insurance carriers, which means we can shop around until we’ve found the policy for you. 

What Is Comprehensive Auto Coverage?

Comprehensive auto coverage is a type of auto insurance that will pay to repair or replace your vehicle after events like theft, fire, and vandalism. Comprehensive auto insurance does not cover collisions. 

What is Full Coverage?

Full coverage is a type of auto insurance that combines all types of auto insurance coverage into one. Full coverage covers collisions, provides liability insurance, and covers all events that would be covered under a comprehensive auto policy.

Full coverage is typically required by auto loan lenders. If you have a new vehicle paid for with an auto loan, you may be required to have full coverage. Even if you don’t have an auto loan, this may be a good option for you if you can not pay to repair or replace your vehicle if a disaster occurs. 

Need Auto Coverage? Contact Us

If you need auto insurance, contact us here at Rising Star Insurance, servicing Saint Paul, MN and surrounding areas. We provide auto coverage to customers. Many people choose us because our insurance experts are professional, friendly, and responsive to customer questions. Call today.